Scope
Reference
2026-F4AF-003
Description
Fair4All Finance is requesting proposals for an organisation to lead the development of proposition design principles for our Home Contents Insurance Pilot.
The challenge: Our analysis shows that only 30% of people in financially vulnerable circumstances have contents insurance, as opposed to 46% of all UK adults. For the social tenant cohort specifically, there are few contents insurance products that serve the needs of this group, and uptake of the ones that exist is low. Alongside this, this cohort is potentially at greater risk of exposure to adverse events which contents insurance may help protect against.
Our Home Contents Insurance Pilot, delivered as part of the Government’s Financial Inclusion Strategy, will support the market to develop and deliver one or more home contents insurance propositions for social tenants, delivered alongside the tenancy agreement.
We will be launching a subsidy fund to support this later in the year. Prior to launching the fund, we are working with key stakeholders to define the ideal product and delivery mechanism attributes from a tenant (and social landlord) perspective, which will support the setting of expectations for the fund applicants.
Total value (estimated)
- £41,666.67 excluding VAT
- £50,000 including VAT
Below the relevant threshold
Contract dates (estimated)
- 23 March 2026 to 22 July 2026
- 4 months
Main procurement category
Services
CPV classifications
- 66519310 - Insurance consultancy services
- 73200000 - Research and development consultancy services
- 79410000 - Business and management consultancy services
Contract locations
- UKI - London
Submission
Enquiry deadline
20 February 2026, 5:00pm
Tender submission deadline
27 February 2026, 5:00pm
Submission address and any special instructions
Submissions will only be accepted via our In-Tend portal.
Registration is required.
Tenders may be submitted electronically
Yes
Award criteria
Quality 75%, price 25%
Focus on experience with similar work, capacity to move at speed, demonstrating a clear understanding of our requirements and an appropriate approach to meeting our outcomes.
Procedure
Procedure type
Below threshold - open competition
Contracting authority
FAIR4ALL FINANCE LIMITED
- Companies House: 11810533
16-18 Middlesex Street
London
E1 7EX
United Kingdom
Region: UKI42 - Tower Hamlets
Organisation type: Public undertaking (commercial organisation subject to public authority oversight)