- Lot 1. Property Business Interruption and Ancillary Covers & Services
- Lot 2. Casualty Insurance
- Lot 3. Professional Indemnity Coverage
- Lot 4. Personal Accident and Travel Insurance
- Lot 5. Terrorism - Property Damage & Business Interruption
- Lot 6. Contractors All Risks
- Lot 7. Management Liability
- Lot 8. Crime
- Lot 9. Legal Expenses
- Lot 10. Cyber
Scope
Reference
HABINS25
Description
Habinteg Housing Association is seeking providers for all lines of insurance coverage and associated claims handling services including:
Property
Casualty (Liability Insurance)
Professional Indemnity
PA Travel
Terrorism
Contractors All Risks
Management Liability
Crime
Legal Expenses
Cyber
Total value (estimated)
- £2,450,000 including VAT
Above the relevant threshold
Contract dates (estimated)
- 1 March 2026 to 28 February 2029
- Possible extension to 28 February 2031
- 5 years
Description of possible extension:
The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Main procurement category
Services
CPV classifications
- 66510000 - Insurance services
Contract locations
- UKD - North West (England)
Lot constraints
Description of how multiple lots may be awarded:
Bidders may bid for any or all lots on an individual basis. If a price discount is offered to group a specific group of lots in addition to providing those lots in isolation this will be evaluated in accordance with the methodology contained within the ITT documentation.
Lot 1. Property Business Interruption and Ancillary Covers & Services
Description
Insurance Coverage and associated services for asset coverage including business interruption and other related covers
Lot value (estimated)
- £1,800,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 2. Casualty Insurance
Description
Insurance Coverage and associated services for casualty coverage including Employers and Public/Products Liability
Lot value (estimated)
- £150,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 3. Professional Indemnity Coverage
Description
Insurance Coverage for Professional Indemnity Insurance
Lot value (estimated)
- £95,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 4. Personal Accident and Travel Insurance
Description
Insurance Coverage for Personal Accident and Travel Insurance
Lot value (estimated)
- £5,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 5. Terrorism - Property Damage & Business Interruption
Description
Insurance Coverage for Terrorism - Property Damage & Business Interruption
Lot value (estimated)
- £100,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 6. Contractors All Risks
Description
Contractors All Risks / Works In Progress Insurance Coverage
Lot value (estimated)
- £60,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 7. Management Liability
Description
Cover for Management Liabilities incorporating Directors and Officers Coverage
Lot value (estimated)
- £30,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 8. Crime
Description
Insurance Coverage for Crime / Fidelity Risks
Lot value (estimated)
- £50,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 9. Legal Expenses
Description
Legal Expenses Insurance Coverage
Lot value (estimated)
- £40,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Lot 10. Cyber
Description
Cyber Insurance Coverage
Lot value (estimated)
- £120,000 including VAT
Same for all lots
CPV classifications, contract locations and contract dates are shown in the Scope section, because they are the same for all lots.
Participation
Legal and financial capacity conditions of participation
Lot 1. Property Business Interruption and Ancillary Covers & Services
Lot 2. Casualty Insurance
Lot 3. Professional Indemnity Coverage
Lot 4. Personal Accident and Travel Insurance
Lot 5. Terrorism - Property Damage & Business Interruption
Lot 6. Contractors All Risks
Lot 7. Management Liability
Lot 8. Crime
Lot 9. Legal Expenses
Lot 10. Cyber
Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-
Technical ability conditions of participation
Lot 1. Property Business Interruption and Ancillary Covers & Services
Lot 2. Casualty Insurance
Lot 3. Professional Indemnity Coverage
Lot 4. Personal Accident and Travel Insurance
Lot 5. Terrorism - Property Damage & Business Interruption
Lot 6. Contractors All Risks
Lot 7. Management Liability
Lot 8. Crime
Lot 9. Legal Expenses
Lot 10. Cyber
Bidders must be authorised by the Financial Conduct Authority
Particular suitability
Lot 1. Property Business Interruption and Ancillary Covers & Services
Lot 2. Casualty Insurance
Lot 3. Professional Indemnity Coverage
Lot 4. Personal Accident and Travel Insurance
Lot 5. Terrorism - Property Damage & Business Interruption
Lot 6. Contractors All Risks
Lot 7. Management Liability
Lot 8. Crime
Lot 9. Legal Expenses
Lot 10. Cyber
Small and medium-sized enterprises (SME)
Submission
Enquiry deadline
9 January 2026, 12:00pm
Tender submission deadline
26 January 2026, 12:00pm
Submission address and any special instructions
https://www.delta-esourcing.com
Users need to have registered on the site.
To access the documents and submit your bid, please use access code 6YMKC9QX35
Tenders may be submitted electronically
Yes
Languages that may be used for submission
English
Award decision date (estimated)
18 February 2026
Recurring procurement
Publication date of next tender notice (estimated): 16 December 2028
Award criteria
| Name | Description | Type | Weighting |
|---|---|---|---|
| Price | Premium Cost Inclusive of Insurance Premium Tax |
Price | 60% |
| Cover and Added Value | Scope of Insurance Coverage and additional services |
Quality | 35% |
| Social Value | Social Value and Environmental |
Quality | 5% |
Other information
Applicable trade agreements
- Government Procurement Agreement (GPA)
Conflicts assessment prepared/revised
Yes
Procedure
Procedure type
Open procedure
Documents
Associated tender documents
https://www.delta-esourcing.com
To access the document suite:
If you are already registered then please use Access Code 6YMKC9QX35 to access the documents.
If you are not already registered at the website then please visit the following website and complete your registration. Once registered you will be able to obtain the documents as per the above.
https://www.delta-esourcing.com/delta/signup.html?userType=supplier
Contracting authority
Habinteg Housing Association Limited
- Companies House: IP19341R
- Mutuals Public Register: IP19341R
- Public Procurement Organisation Number: PMCD-7626-HQTP
Chapman House, Unit 1, Adwalton Business Park
Bradford
BD11 1DR
United Kingdom
Email: procurement@ssfh.org.uk
Website: https://www.habinteg.org.uk/
Region: UKE42 - Leeds
Organisation type: Public authority - sub-central government
Other organisation
These organisations are carrying out the procurement, or part of it, on behalf of the contracting authorities.
THE RISK FACTOR LIMITED
Summary of their role in this procurement: Insurance Procurement Advisers
- Companies House: 03030912
- Public Procurement Organisation Number: PHNP-5631-DRBZ
23 Woodlands Drive
Harrogate
HG2 7AT
United Kingdom
Email: support@theriskfactor.com
Website: http://www.theriskfactor.com
Region: UKE22 - North Yorkshire CC