- Lot 1. Professional Indemnity
- Lot 2. Computer Northern Ireland Water
- Lot 3. Computer Dalriada & Alpha
- Lot 4. MD/BI Solar Farm
- Lot 5. Property MD/BI NI WATER - Provisional notice only
- Lot 6. Property MD/BI - NI Water Alpha - Provisional notice only
- Lot 7. Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only
- Lot 8. Excess Public Liability - £35m/£25m - Provisional Only
- Lot 9. Excess Public Liability - £40m/£60m Provisional notice
- Lot 10. Employers Liability - Provisional notice only
- Lot 11. Excess Employer's Liability £25M over £25M - Provisional notice only
- Lot 12. Motor Fleet - Provisional notice only
- Lot 13. Terrorism Provisional notice only
- Lot 14. Cyber Liability - Provisional notice only
- Lot 15. Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only
- Lot 16. Pension Trustees Liability Provisional notice only
- Lot 17. Crime - Provisional notice only
- Lot 18. Parametric for Freeze Thaw Provisional notice only
- Lot 19. Parametrics High Temperature Provisional notice only
- Lot 20. Parametrics Lack of Rainfall Provisional notice only
- Lot 21. Battery Storage - Provisional notice only
- Lot 22. Travel and Personal Accident -Provisional notice only
Scope
Description
Procurement of General Insurance (excluding Broker and Administration Services) covering the following:
- Computers
- Solar Farm
- Professional Indemnity
- Various other provisional lots currently under Long Term Agreements
Note: All values are commercially sensitive therefore are not provided. A numerical value "1" has been put against each Lot in order to publish this notice.
Total value (estimated)
- £22 including VAT
Above the relevant threshold
Contract dates (estimated)
- 1 April 2026 to 31 March 2027
- Possible extension to 31 March 2031
- 5 years
Description of possible extension:
Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.
Options
The right to additional purchases while the contract is valid.
Multi year and multi cover options will be considered.
Main procurement category
Services
Contract locations
- UKN - Northern Ireland
Not the same for all lots
CPV classifications are shown in Lot sections, because they are not the same for all lots.
Lot 1. Professional Indemnity
Description
Business: Provision of operational & compliance analysis of Drinking Water, Waste Water and trade effluents so as to comply with NI Regulations. Provision of sampling & transportation of Drinking Water, waste water, trade effluent compliance & operational samples.
This policy provides cover for any loss resulting from any claim which gives rise to a civil liability of the insured incurred solely in the performance of or failure to perform Professional Services.
Cover includes:
• Intellectual Property
• Defamation
• Fraud/Dishonesty
• Defence
• Court Attendance
• Lost Documents
• Mitigation of Loss
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66516500 - Professional liability insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 2. Computer Northern Ireland Water
Description
'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world.
(NI Water)
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515000 - Damage or loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 3. Computer Dalriada & Alpha
Description
'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world.
(Dalriada and Alpha only)
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515000 - Damage or loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 4. MD/BI Solar Farm
Description
All risks
Physical loss destruction or Breakdown of or physical damage to the Property Insured.
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515200 - Property insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 5. Property MD/BI NI WATER - Provisional notice only
Description
Property Material Damage / Business Interruption - All Risks of accidental damage to property insured
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515200 - Property insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 6. Property MD/BI - NI Water Alpha - Provisional notice only
Description
(Alpha) Property Material Damage / Business Interruption - All Risks of accidental damage to property insured
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515200 - Property insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 7. Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only
Description
Cover includes:
Corporate Manslaughter defence GBP 10,000,000 in the aggregate
Pollution Clean-up costs of GBP 10,000,000 in the aggregate
Data Protection: GBP 2,000,000
Professional Liability: (Bodily Injury or Property Damage) GBP 1,000,000
Extensions to include use of Drones and cover for Water Outflow Pipe Marker Buoys
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66516400 - General liability insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 8. Excess Public Liability - £35m/£25m - Provisional Only
Description
Excess Public Liability - £35m/£25m
NOTE separate policies per entity for:
NI Water Ltd and
NI Water Alpha Ltd and Dalriada Water Ltd
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66516400 - General liability insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 9. Excess Public Liability - £40m/£60m Provisional notice
Description
Excess Public Liability - £40m/£60m
NOTE separate policies per entity for:
NI Water Ltd and
NI Water Alpha Ltd and Dalriada Water Ltd
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66516400 - General liability insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 10. Employers Liability - Provisional notice only
Description
Employers Liability for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd and Dalriada Water Ltd
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66516000 - Liability insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 11. Excess Employer's Liability £25M over £25M - Provisional notice only
Description
Excess Employer's Liability £25M over £25M for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd & Dalriada Water Ltd.
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66516000 - Liability insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 12. Motor Fleet - Provisional notice only
Description
Third Party Only for NI Water vehicles
Comprehensive for NI Water Alpha vehicles ONLY
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66514110 - Motor vehicle insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 13. Terrorism Provisional notice only
Description
Terrorism Provisional for Northern Ireland Water Limited & Subsidiary Companies.
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515200 - Property insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 14. Cyber Liability - Provisional notice only
Description
- Cyber Liability
to pay to or on behalf of the Insured, in excess of the applicable Excess.
- Multimedia Liability
to pay to or on behalf of the Insured, in excess of the applicable Excess.
- Payment Card Industry Data Security Standards Liability
to pay to or on behalf of the Insured, in excess of the applicable Excess.
- Digital Asset Costs
to pay to or on behalf of the Insured, in excess of the applicable Excess.
- Business Interruption
to pay to or on behalf of the Insured, in excess of the applicable Excess.
- Cyber Extortion
to indemnify the Insured, in excess of the applicable Excess.
- Bricking
to pay to, or on behalf of, the Insured in excess of the applicable Excess.
- Betterment
to the extent that cover is not provided under Insuring Clause 4 (Digital Asset Costs), Insuring Clause 5 (Business Interruption), Insuring Clause 8 (Bricking) and/or Insuring Clause 11 (Incident Response Expenses), to pay to, or on behalf of, the Insured in excess of the applicable Excess.
- Claims Preparation Expenses.
Incident Response Expenses
to pay to or on behalf of the Insured, in excess of the applicable Excess.
- Waiver of Subrogation.
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66516400 - General liability insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 15. Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only
Description
The policy is to provide:
a) Indemnity to individual Directors and Officers of the Insured Companies in respect of legal liability to pay damages and claimants costs arising from wrongful acts committed in their respective capacities as such
b) Reimbursement to Insured Companies for amounts they indemnify to individual Directors & Officers in respect of claims described in a)
c) Defense costs incurred with the Insurer's written consent
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515410 - Financial loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 16. Pension Trustees Liability Provisional notice only
Description
This policy is to provide claims first made against an Insured; events included within an Extension first arising; or loss of any Pension Document, or for Insurance Cover 1.2 (Exoneration) for Wrongful Acts, first discovered during the Polic Period or Discovery period (if applicable).
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515410 - Financial loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 17. Crime - Provisional notice only
Description
Crime cover for Northern Ireland Water Alpha Limited ONLY
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515410 - Financial loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 18. Parametric for Freeze Thaw Provisional notice only
Description
Index-based, claims are paid out based on actual meteorological conditions measured by weather stations or satellites.
• Freeze: Temperature drops below 2 degrees centigrade for 3 consecutive days;
• Freeze Thaw: Temperature moved from 2 degrees centigrade to 5 degrees centigrade over either of the following 2 days
Loss can include overtime wages and Contractor fees, costs of tankering or bottled water).
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515300 - Weather and financial loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 19. Parametrics High Temperature Provisional notice only
Description
Index based, claims are paid based on actual meteorological conditions measured by weather stations.
Loss Parameter Threshold per Insured location: 17°C
Loss Parameter Threshold per coverage period at an insured location: (Deductible): 27 Critical Days
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515300 - Weather and financial loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 20. Parametrics Lack of Rainfall Provisional notice only
Description
Index based, claims are paid based on actual meteorological conditions measured by weather stations.
Loss Parameter Threshold per Insured location: 7mm
Loss Parameter Threshold per coverage period at an insured location (Deductible): 13 Critical Days
Rolling Window 21 subsequent days
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515300 - Weather and financial loss insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 21. Battery Storage - Provisional notice only
Description
Material Damage - All Risks
All Risk Sums Insured £3,200,000
Business Interruption
£1,200,000 - 18 Month Indemnity Period
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66515200 - Property insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 22. Travel and Personal Accident -Provisional notice only
Description
Personal Accident
Insured Person: All Directors & Employees of the Policyholder
Effective Time: 24 hours
Death: 4x Annual salary
Permanent Total Disablement from Usual Occupation: 4x Annual Salary
Permanent Disabling Injuries (Full): 4x Annual Salary
Temporary Total Disablement: not insured
Temporary Partial Disablement: not insured
Travel
Insured Person: All Directors and Employees of the Policyholder
Effective Time: Extended Business Travel (Any trip in connection with the Business including days added by the Insured Person for personal reasons)
Medical & Other Expenses: unlimited
Business Equipment & Personal Belongings: GBP 6,000 for Business and GBP 10,000 for Personal
Money: GBP 10,000
Disruption: GBP 250,000
Personal Liability: GBP 5,000,000
Legal Expenses: GBP 50,000
Crisis Management: GBP 75,000
Lot value (estimated)
- £1 including VAT
CPV classifications
- 66512000 - Accident and health insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Participation
Legal and financial capacity conditions of participation
Lot 1. Professional Indemnity
Lot 2. Computer Northern Ireland Water
Lot 3. Computer Dalriada & Alpha
Lot 4. MD/BI Solar Farm
Lot 5. Property MD/BI NI WATER - Provisional notice only
Lot 6. Property MD/BI - NI Water Alpha - Provisional notice only
Lot 7. Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only
Lot 8. Excess Public Liability - £35m/£25m - Provisional Only
Lot 9. Excess Public Liability - £40m/£60m Provisional notice
Lot 10. Employers Liability - Provisional notice only
Lot 11. Excess Employer's Liability £25M over £25M - Provisional notice only
Lot 12. Motor Fleet - Provisional notice only
Lot 13. Terrorism Provisional notice only
Lot 14. Cyber Liability - Provisional notice only
Lot 15. Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only
Lot 16. Pension Trustees Liability Provisional notice only
Lot 17. Crime - Provisional notice only
Lot 18. Parametric for Freeze Thaw Provisional notice only
Lot 19. Parametrics High Temperature Provisional notice only
Lot 20. Parametrics Lack of Rainfall Provisional notice only
Lot 21. Battery Storage - Provisional notice only
Lot 22. Travel and Personal Accident -Provisional notice only
This tender is open to Insurance Companies who
are licensed to provide the Insurance cover
required in the UK or in the EU member state of
domicile. Insurers must be authorised by the UK
FCA or equivalent.
Providers must be able to demonstrate experience
in the provision of Insurance and Risk Management
and have a Credit Rating of at least A- from S&P or
equivalent.
Technical ability conditions of participation
Lot 1. Professional Indemnity
Lot 2. Computer Northern Ireland Water
Lot 3. Computer Dalriada & Alpha
Lot 4. MD/BI Solar Farm
Lot 5. Property MD/BI NI WATER - Provisional notice only
Lot 6. Property MD/BI - NI Water Alpha - Provisional notice only
Lot 7. Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only
Lot 8. Excess Public Liability - £35m/£25m - Provisional Only
Lot 9. Excess Public Liability - £40m/£60m Provisional notice
Lot 10. Employers Liability - Provisional notice only
Lot 11. Excess Employer's Liability £25M over £25M - Provisional notice only
Lot 12. Motor Fleet - Provisional notice only
Lot 13. Terrorism Provisional notice only
Lot 14. Cyber Liability - Provisional notice only
Lot 15. Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only
Lot 16. Pension Trustees Liability Provisional notice only
Lot 17. Crime - Provisional notice only
Lot 18. Parametric for Freeze Thaw Provisional notice only
Lot 19. Parametrics High Temperature Provisional notice only
Lot 20. Parametrics Lack of Rainfall Provisional notice only
Lot 21. Battery Storage - Provisional notice only
Lot 22. Travel and Personal Accident -Provisional notice only
Selection criteria as stated in the procurement
documents.
Submission
Tender submission deadline
16 January 2026, 5:00pm
Submission address and any special instructions
Tenders to be submitted via email to Leslie.s.dick@marsh.com
Tenders may be submitted electronically
No
Languages that may be used for submission
English
Award decision date (estimated)
4 March 2026
Recurring procurement
Publication date of next tender notice (estimated): 28 November 2026
Award criteria
Lot 1. Professional Indemnity
Lot 15. Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only
Lot 16. Pension Trustees Liability Provisional notice only
Lot 17. Crime - Provisional notice only
| Name | Description | Type | Weighting |
|---|---|---|---|
| Quality of Cover | Quality of Cover |
Quality | 50% |
| Price | Price |
Price | 35% |
| Claims Management | Claims Management |
Quality | 15% |
Lot 2. Computer Northern Ireland Water
| Name | Description | Type | Weighting |
|---|---|---|---|
| Quality of Cover | Quality of Cover |
Quality | 35% |
| Price | Price |
Price | 35% |
| Risk Management | Risk Management |
Quality | 15% |
| Claims Management 15 | Quality | 15% |
Lot 3. Computer Dalriada & Alpha
Lot 4. MD/BI Solar Farm
Lot 13. Terrorism Provisional notice only
| Name | Description | Type | Weighting |
|---|---|---|---|
| Quality of Cover | Quality of Cover |
Quality | 35% |
| Price | Price |
Price | 35% |
| Risk Management | Risk Management |
Quality | 15% |
| Claims Management | Claims Management |
Quality | 15% |
Lot 5. Property MD/BI NI WATER - Provisional notice only
Lot 6. Property MD/BI - NI Water Alpha - Provisional notice only
Lot 7. Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only
Lot 12. Motor Fleet - Provisional notice only
Lot 14. Cyber Liability - Provisional notice only
Lot 18. Parametric for Freeze Thaw Provisional notice only
Lot 19. Parametrics High Temperature Provisional notice only
Lot 20. Parametrics Lack of Rainfall Provisional notice only
| Name | Description | Type | Weighting |
|---|---|---|---|
| Quality of Cover | Quality of Cover |
Quality | 35% |
| Price | Price |
Price | 35% |
| Risk Management | Risk Management |
Quality | 10% |
| Claims Management | Claims Management |
Quality | 10% |
| Social Value | Social Value |
Quality | 10% |
Lot 8. Excess Public Liability - £35m/£25m - Provisional Only
Lot 9. Excess Public Liability - £40m/£60m Provisional notice
Lot 11. Excess Employer's Liability £25M over £25M - Provisional notice only
| Name | Description | Type | Weighting |
|---|---|---|---|
| Quality of Cover | Quality of Cover |
Quality | 50% |
| Price | Price |
Price | 40% |
| Claims Management | Claims Management |
Quality | 10% |
Lot 10. Employers Liability - Provisional notice only
| Name | Description | Type | Weighting |
|---|---|---|---|
| Quality of Cover | Quality of Cover |
Quality | 35% |
| Price | Price |
Price | 35% |
| Risk Manamgement | Risk Management |
Quality | 10% |
| Claims Management | Claims Management |
Quality | 10% |
| Social Value | Social Value |
Quality | 10% |
Lot 21. Battery Storage - Provisional notice only
Lot 22. Travel and Personal Accident -Provisional notice only
| Name | Description | Type | Weighting |
|---|---|---|---|
| Quality of Cover | Quality of Cover |
Quality | 35% |
| Price | Price |
Price | 35% |
| Risk Mangement | Risk Management |
Quality | 15% |
| Claims Management | Claims Management |
Quality | 15% |
Other information
Conflicts assessment prepared/revised
Yes
Procedure
Procedure type
Open procedure
Special regime
Utilities
Contracting authority
NORTHERN IRELAND WATER LIMITED
- Companies House: NI054463
- Public Procurement Organisation Number: PCZH-7295-JJTZ
Westland House
Belfast
BT14 6TE
United Kingdom
Email: sourcing@niwater.com
Region: UKN06 - Belfast
Organisation type: Public authority - sub-central government
Devolved regulations that apply: Northern Ireland
Other organisation
These organisations are carrying out the procurement, or part of it, on behalf of the contracting authorities.
Marsh Limited
Summary of their role in this procurement: Insurance Broker
- Companies House: 01507274
- Public Procurement Organisation Number: PGGV-7645-JTDL
1 Tower Place West
London
EC3R 5BU
United Kingdom
Contact name: Leslie Dick
Telephone: +447392122557
Email: leslie.s.dick@marsh.com
Website: http://www.marsh.com
Region: UKI31 - Camden and City of London