- Lot 1. Insurance and related services for All Property, legal liability and other general (non-life) insurable risks, as required by Anchor Hanover Group
- Lot 2. Insurance and related services for Leasehold Property & Business Interruption for Anchor Hanover Group
- Lot 3. Insurance and related services associated with Care Homes & Retirement Villages for Anchor Hanover Group
- Lot 4. Insurance and related services associated with All Other Property for Anchor Hanover Group
- Lot 5. Insurance and related services associated with Motor for Anchor Hanover Group
- Lot 6. Insurance and related services associated with Terrorism (Pool Re) for Anchor Hanover Group
- Lot 7. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Anchor Hanover Group
- Lot 8. Insurance and Related Services Associated with Cyber for Anchor Hanover Group
- Lot 9. Insurance and related services associated with Directors and Officers' Liability for Anchor Hanover Group
- Lot 10. Insurance and related services associated with Alternative Risk Financing for Anchor Hanover Group
Scope
Description
A comprehensive and flexible risk and insurance strategy delivered in accordance with the forthcoming Invitation to Tender.
Further clarification will be given at PSQ stage regarding a more accurate breakdown of the estimated spend per lot.
Links to the eProcurement Portal so bidders can access the procurement - https://www.delta-esourcing.com/respond/QP8XY3U7NZ
Total value (estimated)
- £50,000,000 excluding VAT
- £60,000,000 including VAT
Above the relevant threshold
Contract dates (estimated)
- 1 July 2026 to 30 June 2029
- Possible extension to 30 June 2031
- 5 years
Description of possible extension:
Initial period of 3 years with two 12 month optional extensions if both parties mutually agree.
Options
The right to additional purchases while the contract is valid.
Flexibility to include alternative and/or additional risk transfer options as and when required.
Main procurement category
Services
Contract locations
- UKC - North East (England)
- UKD - North West (England)
- UKE - Yorkshire and the Humber
- UKF - East Midlands (England)
- UKG - West Midlands (England)
- UKH - East of England
- UKI - London
- UKJ - South East (England)
- UKK - South West (England)
Lot constraints
Description of how multiple lots may be awarded:
The contracting authority reserves the right to award contracts combining the following lots, aspects of lots, or groups of lots: Lots 1-10 will be individually evaluated and multiple awards or non-awards may result. Where the respondee is an insurance Broker, it may choose to place the insurance(s) required within each Lot with different insurers at it's discretion, but full details of the risk carrier(s) will be required.
Not the same for all lots
CPV classifications are shown in Lot sections, because they are not the same for all lots.
Lot 1. Insurance and related services for All Property, legal liability and other general (non-life) insurable risks, as required by Anchor Hanover Group
Description
A programme of General (non-life) insurance and related services for Anchor Hanover Group. The programme will require Insurance and related services for risks that may include but not be limited to:
property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Anchor Hanover Group.
Lot value (estimated)
- £47,503,425 excluding VAT
- £57,004,110 including VAT
CPV classifications
- 66510000 - Insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 2. Insurance and related services for Leasehold Property & Business Interruption for Anchor Hanover Group
Description
A programme of General (non-life) insurance and related services for Anchor Hanover Group relating to Leasehold Property & Business Interruption. The programme will require Insurance and related services for risks that may include but not be limited to:
property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Anchor Hanover Group.
Lot value (estimated)
- £0 excluding VAT
- £0 including VAT
CPV classifications
- 66510000 - Insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 3. Insurance and related services associated with Care Homes & Retirement Villages for Anchor Hanover Group
Description
A programme of General (non-life) insurance and related services for Anchor Hanover Group relating to Care Homes & Retirement Villages. The programme will require Insurance and related services for risks that may include but not be limited to:
property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Anchor Hanover Group.
Lot value (estimated)
- £0 excluding VAT
- £0 including VAT
CPV classifications
- 66510000 - Insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 4. Insurance and related services associated with All Other Property for Anchor Hanover Group
Description
A programme of General (non-life) insurance and related services for Anchor Hanover Group. relating to all other property. This includes independent living schemes, rented property, and commercial property (excluding retirement villages). The programme will require Insurance and related services for risks that may include but not be limited to:
property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Anchor Hanover Group.
Lot value (estimated)
- £0 excluding VAT
- £0 including VAT
CPV classifications
- 66510000 - Insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 5. Insurance and related services associated with Motor for Anchor Hanover Group
Description
Insurance and related services associated with Motor Fleet for Anchor Hanover Group. Bidders will be expected to provide cover of items such as but not limited to Motor Legal Expenses, Uninsured Loss Recovery, and OBU Extension.
Lot value (estimated)
- £101,215 excluding VAT
- £121,458 including VAT
CPV classifications
- 66510000 - Insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 6. Insurance and related services associated with Terrorism (Pool Re) for Anchor Hanover Group
Description
Insurance and related services associated with Terrorism (Pool Re) for Anchor Hanover Group. Bidders will be expected to provide options affiliated with the government-backed Pool Re programme.
Lot value (estimated)
- £1,060,050 excluding VAT
- £1,272,060 including VAT
CPV classifications
- 66510000 - Insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 7. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Anchor Hanover Group
Description
Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Anchor Hanover Group. Bidders will be expected to provide options not affiliated with the government-backed Pool Re programme.
Lot value (estimated)
- £0 excluding VAT
- £0 including VAT
CPV classifications
- 66510000 - Insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 8. Insurance and Related Services Associated with Cyber for Anchor Hanover Group
Description
Insurance and related services associated with Cyber for Anchor Hanover Group. Bidders will be expected to provide a robust policy that addresses Anchor Hanover Group's needs.
Lot value (estimated)
- £892,500 excluding VAT
- £1,071,000 including VAT
CPV classifications
- 66000000 - Financial and insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 9. Insurance and related services associated with Directors and Officers' Liability for Anchor Hanover Group
Description
Insurance and related services associated with Directors and Officers' Liability for Anchor Hanover Group. Bidders will be expected provide a programme that robustly addresses the particular needs of Anchor Hanover Group.
Lot value (estimated)
- £442,810 excluding VAT
- £531,372 including VAT
CPV classifications
- 66000000 - Financial and insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Lot 10. Insurance and related services associated with Alternative Risk Financing for Anchor Hanover Group
Description
Insurance and related services associated with Alternative Risk Financing for Anchor Hanover Group. Bidders will be asked to provide innovative solutions to the Contracting Authority as & where they identify the need.
Lot value (estimated)
- £0 excluding VAT
- £0 including VAT
CPV classifications
- 66000000 - Financial and insurance services
Same for all lots
Contract locations, contract dates and options are shown in the Scope section, because they are the same for all lots.
Participation
Legal and financial capacity conditions of participation
Lot 1. Insurance and related services for All Property, legal liability and other general (non-life) insurable risks, as required by Anchor Hanover Group
Lot 2. Insurance and related services for Leasehold Property & Business Interruption for Anchor Hanover Group
Lot 3. Insurance and related services associated with Care Homes & Retirement Villages for Anchor Hanover Group
Lot 4. Insurance and related services associated with All Other Property for Anchor Hanover Group
Lot 5. Insurance and related services associated with Motor for Anchor Hanover Group
Lot 6. Insurance and related services associated with Terrorism (Pool Re) for Anchor Hanover Group
Lot 7. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Anchor Hanover Group
Lot 8. Insurance and Related Services Associated with Cyber for Anchor Hanover Group
Lot 9. Insurance and related services associated with Directors and Officers' Liability for Anchor Hanover Group
Lot 10. Insurance and related services associated with Alternative Risk Financing for Anchor Hanover Group
The financial ability to deliver the programme, including insurers with a minimum Rating of 'A' from Standard and Poor, 'A' from A M Best, or an equivalent rating by an independent and reputable credit rating agency and approved by the bidder's market security committee. In the case of any rating less than A-, the Contracting Authority will evaluate and accept the nominated insurer(s) at its sole discretion, subject to disclosure and acceptance prior to the bid deadline of the bidder's market security committee's latest report, including written recommendation from the bidder's market security committee
Technical ability conditions of participation
Lot 1. Insurance and related services for All Property, legal liability and other general (non-life) insurable risks, as required by Anchor Hanover Group
Lot 2. Insurance and related services for Leasehold Property & Business Interruption for Anchor Hanover Group
Lot 3. Insurance and related services associated with Care Homes & Retirement Villages for Anchor Hanover Group
Lot 4. Insurance and related services associated with All Other Property for Anchor Hanover Group
Lot 5. Insurance and related services associated with Motor for Anchor Hanover Group
Lot 6. Insurance and related services associated with Terrorism (Pool Re) for Anchor Hanover Group
Lot 7. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Anchor Hanover Group
Lot 8. Insurance and Related Services Associated with Cyber for Anchor Hanover Group
Lot 9. Insurance and related services associated with Directors and Officers' Liability for Anchor Hanover Group
Lot 10. Insurance and related services associated with Alternative Risk Financing for Anchor Hanover Group
Minimum requirements to comply with the regulations of the FCA or other appropriate bodies.
Particular suitability
Lot 1. Insurance and related services for All Property, legal liability and other general (non-life) insurable risks, as required by Anchor Hanover Group
Lot 2. Insurance and related services for Leasehold Property & Business Interruption for Anchor Hanover Group
Lot 3. Insurance and related services associated with Care Homes & Retirement Villages for Anchor Hanover Group
Lot 4. Insurance and related services associated with All Other Property for Anchor Hanover Group
Lot 5. Insurance and related services associated with Motor for Anchor Hanover Group
Lot 6. Insurance and related services associated with Terrorism (Pool Re) for Anchor Hanover Group
Lot 7. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Anchor Hanover Group
Lot 8. Insurance and Related Services Associated with Cyber for Anchor Hanover Group
Lot 9. Insurance and related services associated with Directors and Officers' Liability for Anchor Hanover Group
Lot 10. Insurance and related services associated with Alternative Risk Financing for Anchor Hanover Group
- Small and medium-sized enterprises (SME)
- Voluntary, community and social enterprises (VCSE)
Submission
Enquiry deadline
7 November 2025, 5:00pm
Submission type
Requests to participate
Deadline for requests to participate
14 November 2025, 5:00pm
Submission address and any special instructions
Links to the eProcurement Portal so bidders can access the procurement - https://www.delta-esourcing.com/respond/QP8XY3U7NZ
Tenders may be submitted electronically
Yes
Languages that may be used for submission
English
Award decision date (estimated)
14 May 2026
Recurring procurement
Publication date of next tender notice (estimated): 14 October 2030
Award criteria
Lot 1. Insurance and related services for All Property, legal liability and other general (non-life) insurable risks, as required by Anchor Hanover Group
| Name | Description | Type |
|---|---|---|
| Quality | Full details of the financial and technical evaluation criteria and scoring are included in the PSQ & Invitation to Tender Documents |
Quality |
| Price | Full details of the financial and technical evaluation criteria and scoring are included in the PSQ & Invitation to Tender Documents |
Price |
Weighting description
Full details of the financial and technical evaluation criteria and scoring are included in the PSQ & Invitation to Tender Documents
Lot 2. Insurance and related services for Leasehold Property & Business Interruption for Anchor Hanover Group
Lot 3. Insurance and related services associated with Care Homes & Retirement Villages for Anchor Hanover Group
Lot 4. Insurance and related services associated with All Other Property for Anchor Hanover Group
Lot 5. Insurance and related services associated with Motor for Anchor Hanover Group
Lot 6. Insurance and related services associated with Terrorism (Pool Re) for Anchor Hanover Group
Lot 7. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Anchor Hanover Group
Lot 8. Insurance and Related Services Associated with Cyber for Anchor Hanover Group
Lot 9. Insurance and related services associated with Directors and Officers' Liability for Anchor Hanover Group
Lot 10. Insurance and related services associated with Alternative Risk Financing for Anchor Hanover Group
| Name | Description | Type |
|---|---|---|
| Quality | Full details of the financial and technical evaluation criteria and scoring are included in the PSQ & Invitation to Tender Document |
Quality |
| Price | Full details of the financial and technical evaluation criteria and scoring are included in the PSQ & Invitation to Tender Document |
Price |
Weighting description
Full details of the financial and technical evaluation criteria and scoring are included in the PSQ & Invitation to Tender Document
Other information
Conflicts assessment prepared/revised
Yes
Procedure
Procedure type
Competitive flexible procedure
Competitive flexible procedure description
PSQ stage
Stage 1 - ITT
Stage 2 - Bid Presentations (Bidders ITT proposal presentation to Anchor)
Stage 3 - Revised scope/best and final offer
Highest scoring bidder per lot(s) will be awarded the procurement
Documents
Documents to be provided after the tender notice
Links to the eProcurement Portal so bidders can access the procurement - https://www.delta-esourcing.com/respond/QP8XY3U7NZ
Contracting authority
Anchor Hanover Group
- Mutuals Public Register: 7843
- Public Procurement Organisation Number: PYBH-1339-MTCJ
2 Godwin Street
Bradford
BD1 2ST
United Kingdom
Email: allen.norman@anchor.org.uk
Region: UKE41 - Bradford
Organisation type: Public authority - sub-central government
Other organisation
These organisations are carrying out the procurement, or part of it, on behalf of the contracting authorities.
GIBBS LAIDLER CONSULTING LLP
Summary of their role in this procurement: Gibbs Laidler are Anchor's Insurance consultants who will be supporting this procurement. We will be using Gibbs Laidler eProcurement portal Delta to run this procurement..
- Companies House: OC322760
- Public Procurement Organisation Number: PGJB-3773-RCMH
1 The Courtyard Salters Heath Business Centre
Sevenoaks
TN13 2BL
United Kingdom
Email: info@gibbslaidler.co.uk
Region: UKJ46 - West Kent