- Lot 1. Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Cadarn Housing Group Limited
- Lot 2. Insurance and related services for Motor vehicle risks (possibly including Motor Legal Expenses and Occasional Business Use) for Cadarn Housing Group Ltd
- Lot 3. Insurance and related services associated with Engineering Plant Inspection & Insurance for Cadarn Housing Group Limited
- Lot 4. Insurance and related services associated with Cyber for Cadarn Housing Group Limited
- Lot 5. Insurance and related services associated with Terrorism and /or Political Violence (Pool Re) for Cadarn Housing Group Limited
- Lot 6. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Cadarn Housing Group Limited
- Lot 7. Insurance and related services associated with Directors and Officers' Liability for Cadarn Housing Group Limited
- Lot 8. Insurance and related services for Alternative Risk Finance for Cadarn Housing Group Limited
Scope
Description
Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Cadarn Housing Group Limited. The financial ability to deliver the programme, including Insurers with a minimum rating of 'BBB' from standard and poor, 'B++' from A M best, or an equivalent rating by an independent and reputable credit rating agency and approved by the bidder's market security committee. In the case of any rating less than A-, the contracting authority will evaluate and accept the nominated insurer(s) at its sole discretion, subject to disclosure and acceptance prior to the ITT bid deadline of the bidder's market security committee's latest report, including written recommendation from the bidder's market security committee.
For more information about this opportunity, please visit the Delta eSourcing portal at:
https://www.delta-esourcing.com/tenders/UK-UK-Cardiff:-Insurance-services./ZW9J6E75U2
To respond to this opportunity, please click here:
Total value (estimated)
- £808,993 excluding VAT
- £813,402 including VAT
Above the relevant threshold
Main procurement category
Services
Contract locations
- UKL - Wales
Lot constraints
Description of how multiple lots may be awarded:
The contracting authority reserves the right to award contracts combining the following lots or groups of lots: Lots 1-8 will be individually evaluated and multiple awards may result. Where the respondee is an insurance Broker, it may choose to place the insurance(s) required within each Lot with different insurers at it's discretion, but full details of the risk carrier(s) will be required.
Not the same for all lots
CPV classifications and contract dates are shown in Lot sections, because they are not the same for all lots.
Lot 1. Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Cadarn Housing Group Limited
Description
A programme of General (non-life) insurance and related services for Cadarn Housing Group Limited. The programme will require Insurance and related services for risks that may include but not be limited to:
property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Cadarn Housing Group Limited.
Lot value (estimated)
- £679,997 excluding VAT
- £679,999 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group Ltd will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66515000 - Damage or loss insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
- 66513000 - Legal insurance and all-risk insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 2. Insurance and related services for Motor vehicle risks (possibly including Motor Legal Expenses and Occasional Business Use) for Cadarn Housing Group Ltd
Description
Insurance and related services for motor vehicle risks (possibly including Motor legal expenses and Occasional business use extensions) for Cadarn Housing Group. Bidders will be expected to provide cover of items such as but not limited to Motor Legal Expenses, Uninsured Loss Recovery, and OBU Extension.
Lot value (estimated)
- £69,997 excluding VAT
- £69,999 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66514110 - Motor vehicle insurance services
- 66514100 - Insurance related to Transport
- 66515000 - Damage or loss insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 3. Insurance and related services associated with Engineering Plant Inspection & Insurance for Cadarn Housing Group Limited
Description
Insurance and related services associated with Engineering Plant Inspection & Insurance for Cadarn Housing Group Limited. Bidders will be expected to source inspection services from appropriate providers.
Lot value (estimated)
- £22,000 excluding VAT
- £26,400 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66513000 - Legal insurance and all-risk insurance services
- 66516000 - Liability insurance services
- 66519200 - Engineering insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 4. Insurance and related services associated with Cyber for Cadarn Housing Group Limited
Description
Insurance and related services associated with Cyber for Cadarn Housing Group Limited. Bidders will be expected to provide a robust policy that addresses Cadarn Housing Group's needs.
Lot value (estimated)
- £14,999 excluding VAT
- £15,000 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66513000 - Legal insurance and all-risk insurance services
- 66515000 - Damage or loss insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 5. Insurance and related services associated with Terrorism and /or Political Violence (Pool Re) for Cadarn Housing Group Limited
Description
Insurance and related services associated with Terrorism and /or Political Violence (Pool Re) for Cadarn Housing Group Limited. Bidders will be expected to provide options affiliated with the government-backed Pool Re programme.
Lot value (estimated)
- £1 excluding VAT
- £2 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66512100 - Accident insurance services
- 66512000 - Accident and health insurance services
- 66513000 - Legal insurance and all-risk insurance services
- 66515000 - Damage or loss insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
- 66518300 - Insurance claims adjustment services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 6. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Cadarn Housing Group Limited
Description
Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Cadarn Housing Group Limited. Bidders will be expected to provide options not affiliated with the government-backed Pool Re programme.
Lot value (estimated)
- £11,999 excluding VAT
- £12,000 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66512100 - Accident insurance services
- 66513000 - Legal insurance and all-risk insurance services
- 66515000 - Damage or loss insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
- 66518300 - Insurance claims adjustment services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 7. Insurance and related services associated with Directors and Officers' Liability for Cadarn Housing Group Limited
Description
Insurance and related services associated with Directors and Officers' Liability for Cadarn Housing Group Limited. Bidders will be expected provide a programme that robustly addresses the particular needs of Cadarn Housing Group.
Lot value (estimated)
- £9,999 excluding VAT
- £10,000 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66513000 - Legal insurance and all-risk insurance services
- 66515000 - Damage or loss insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
- 66518300 - Insurance claims adjustment services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 8. Insurance and related services for Alternative Risk Finance for Cadarn Housing Group Limited
Description
Insurance and related services for Alternative Risk Finance, as required by Cadarn Housing Group Limited. Bidders will be expected provide a programme that robustly addresses the particular needs of Ocean Housing Group.
Lot value (estimated)
- £1 excluding VAT
- £2 including VAT
Contract dates (estimated)
- 28 April 2026 to 27 April 2029
- Possible extension to 27 April 2031
- 5 years
Description of possible extension:
Cadarn Housing Group will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
CPV classifications
- 66512000 - Accident and health insurance services
- 66513000 - Legal insurance and all-risk insurance services
- 66514110 - Motor vehicle insurance services
- 66514100 - Insurance related to Transport
- 66515000 - Damage or loss insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
- 66518300 - Insurance claims adjustment services
- 66519200 - Engineering insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Participation
Particular suitability
Lot 1. Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Cadarn Housing Group Limited
Lot 2. Insurance and related services for Motor vehicle risks (possibly including Motor Legal Expenses and Occasional Business Use) for Cadarn Housing Group Ltd
Lot 3. Insurance and related services associated with Engineering Plant Inspection & Insurance for Cadarn Housing Group Limited
Lot 5. Insurance and related services associated with Terrorism and /or Political Violence (Pool Re) for Cadarn Housing Group Limited
Lot 6. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) for Cadarn Housing Group Limited
Lot 7. Insurance and related services associated with Directors and Officers' Liability for Cadarn Housing Group Limited
Lot 8. Insurance and related services for Alternative Risk Finance for Cadarn Housing Group Limited
Small and medium-sized enterprises (SME)
Submission
Submission type
Requests to participate
Deadline for requests to participate
16 October 2025, 5:00pm
Submission address and any special instructions
To respond to this opportunity, please click here:
Tenders may be submitted electronically
Yes
Languages that may be used for submission
English
Award decision date (estimated)
25 February 2026
Recurring procurement
Publication date of next tender notice (estimated): 1 September 2028
Award criteria
| Name | Type | Weighting |
|---|---|---|
| Cost | Cost | 50.00% |
| Quality | Quality | 50.00% |
Other information
Conflicts assessment prepared/revised
Yes
Procedure
Procedure type
Competitive flexible procedure
Competitive flexible procedure description
To respond to this opportunity, please click here:
Documents
Documents to be provided after the tender notice
To respond to this opportunity, please click here:
Contracting authority
Cadarn Housing Group
- Public Procurement Organisation Number: PZBZ-2819-MTNR
5 Village Way
Cardiff
CF15 7NE
United Kingdom
Contact name: Vicky Robinson
Telephone: +447734956109
Email: procurement@gibbslaidler.co.uk
Website: http://www.cadarn.co.uk
Region: UKL22 - Cardiff and Vale of Glamorgan
Organisation type: Public undertaking (commercial organisation subject to public authority oversight)
Devolved regulations that apply: Wales
Other organisation
These organisations are carrying out the procurement, or part of it, on behalf of the contracting authorities.
Gibbs Laidler Consulting
Summary of their role in this procurement: Working on behalf of the contracting authority
- Public Procurement Organisation Number: PGJB-3773-RCMH
1 The Courtyard, Salters Heath Business Centre
Sevenoaks
TN163HE
United Kingdom
Contact name: Charlotte Burns
Telephone: +447701255781
Email: procurement@gibbslaidler.co.uk
Website: http://www.gibbslaidler.co.uk
Region: UKI61 - Bromley