- Lot 1. Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Two Rivers Housing
- Lot 2. Insurance and related services associated with Motor for Two Rivers Housing
- Lot 3. Insurance and related services associated with Cyber for Two Rivers Housing
- Lot 4. Insurance and related services associated with Terrorism (Pool Re) for Two Rivers Housing
- Lot 5. Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers Housing
- Lot 6. Insurance and related services associated with Directors and Officers' Liability for Two Rivers Housing
- Lot 7. Insurance and related services associated with Alternative Risk Financing to Two Rivers Housing
Scope
Description
The programme will require Insurance and related services for risks that may include but not be limited to: property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime and employment practices liability. This list is to be decided at the sole discretion of Two Rivers Housing Association.
For more information about this opportunity, please visit the Delta eSourcing portal at:
https://www.delta-esourcing.com/tenders/UK-UK-Newent:-Insurance-services./5S4YD9CJ9R
To respond to this opportunity, please click here:
Total value (estimated)
- £1,568,000 including VAT
Above the relevant threshold
Main procurement category
Services
Contract locations
- UK - United Kingdom
Lot constraints
Maximum number of lots a supplier can be awarded: 6
Description of how multiple lots may be awarded:
The contracting authority reserves the right to award contracts combining the following lots, aspects of lots, or groups of lots: Lots 1-7 will be individually evaluated and multiple awards or non-awards may result. Where the respondee is an insurance Broker, it may choose to place the insurance(s) required within each Lot with different insurers at it's discretion, but full details of the risk carrier(s) will be required
Not the same for all lots
CPV classifications and contract dates are shown in Lot sections, because they are not the same for all lots.
Lot 1. Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Two Rivers Housing
Description
A programme of General (non-life) insurance and related services for Two Rivers Housing. The programme will require Insurance and related services for risks that may include but not be limited to:
property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Two Rivers Housing.
Lot value (estimated)
- £835,000 including VAT
Contract dates (estimated)
- 1 October 2026 to 30 September 2029
- Possible extension to 30 September 2031
- 5 years
Description of possible extension:
Standard 3+2 contract
CPV classifications
- 66510000 - Insurance services
- 66515200 - Property insurance services
- 66516400 - General liability insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 2. Insurance and related services associated with Motor for Two Rivers Housing
Description
Insurance and related services associated with Motor Fleet for Two Rivers Housing. Bidders will be expected to provide cover of items such as but not limited to Motor Legal Expenses, Uninsured Loss Recovery, and OBU Extension.
Lot value (estimated)
- £550,000 including VAT
Contract dates (estimated)
- 1 October 2026 to 30 September 2029
- Possible extension to 30 September 2031
- 5 years
Description of possible extension:
Standard 3+2 Contract
CPV classifications
- 66510000 - Insurance services
- 66514110 - Motor vehicle insurance services
- 66516100 - Motor vehicle liability insurance services
- 66517300 - Risk management insurance services
- 66518000 - Insurance brokerage and agency services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 3. Insurance and related services associated with Cyber for Two Rivers Housing
Description
Insurance and related services associated with Cyber for Two Rivers Housing. Bidders will be expected to provide a robust policy that addresses Two Rivers Housing's needs.
Lot value (estimated)
- £67,000 including VAT
Contract dates (estimated)
- 1 October 2026 to 30 September 2029
- Possible extension to 30 September 2031
- 5 years
Description of possible extension:
Standard 3+2 Contract
CPV classifications
- 66000000 - Financial and insurance services
- 66510000 - Insurance services
- 66516000 - Liability insurance services
- 66517300 - Risk management insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 4. Insurance and related services associated with Terrorism (Pool Re) for Two Rivers Housing
Description
Insurance and related services associated with Terrorism (Pool Re) for Two Rivers Housing. Bidders will be expected to provide options affiliated with the government-backed Pool Re programme.
Lot value (estimated)
- £55,000 including VAT
Contract dates (estimated)
- 1 October 2026 to 30 September 2029
- Possible extension to 30 September 2031
- 5 years
Description of possible extension:
Standard 3+2 Contract
CPV classifications
- 66510000 - Insurance services
- 66515000 - Damage or loss insurance services
- 66515100 - Fire insurance services
- 66515200 - Property insurance services
- 66517300 - Risk management insurance services
- 66518000 - Insurance brokerage and agency services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 5. Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers Housing
Description
Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers Housing. Bidders will be expected to provide options not affiliated with the government-backed Pool Re programme.
Lot value (estimated)
- £55,000 including VAT
Contract dates (estimated)
- 1 October 2026 to 30 September 2029
- Possible extension to 30 September 2031
- 5 years
Description of possible extension:
Standard 3+2 Contract
CPV classifications
- 66515000 - Damage or loss insurance services
- 66515100 - Fire insurance services
- 66515200 - Property insurance services
- 66517300 - Risk management insurance services
- 66518000 - Insurance brokerage and agency services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 6. Insurance and related services associated with Directors and Officers' Liability for Two Rivers Housing
Description
Insurance and related services associated with Directors and Officers' Liability for Two Rivers Housing. Bidders will be expected provide a programme that robustly addresses the particular needs of Two Rivers Housing.
Lot value (estimated)
- £6,000 including VAT
Contract dates (estimated)
- 1 October 2026 to 30 September 2029
- Possible extension to 30 September 2031
- 5 years
Description of possible extension:
Standard 3+2 Extension
CPV classifications
- 66000000 - Financial and insurance services
- 66510000 - Insurance services
- 66516500 - Professional liability insurance services
- 66517300 - Risk management insurance services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Lot 7. Insurance and related services associated with Alternative Risk Financing to Two Rivers Housing
Description
Insurance and related services associated with Alternative Risk Financing for Two Rivers Housing. Bidders will be asked to provide innovative solutions to the Contracting Authority as & where they identify the need.
Lot value (estimated)
- £0 including VAT
Contract dates (estimated)
- 1 October 2026 to 30 September 2029
- Possible extension to 30 September 2031
- 5 years
Description of possible extension:
Standard 3+2 Extension
CPV classifications
- 66510000 - Insurance services
- 66513100 - Legal expenses insurance services
- 66513200 - Contractor's all-risk insurance services
- 66515000 - Damage or loss insurance services
- 66515200 - Property insurance services
- 66516000 - Liability insurance services
- 66516400 - General liability insurance services
- 66516500 - Professional liability insurance services
- 66518000 - Insurance brokerage and agency services
Same for all lots
Contract locations are shown in the Scope section, because they are the same for all lots.
Participation
Particular suitability
Lot 1. Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Two Rivers Housing
Lot 2. Insurance and related services associated with Motor for Two Rivers Housing
Lot 3. Insurance and related services associated with Cyber for Two Rivers Housing
Lot 4. Insurance and related services associated with Terrorism (Pool Re) for Two Rivers Housing
Lot 5. Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers Housing
Lot 6. Insurance and related services associated with Directors and Officers' Liability for Two Rivers Housing
Lot 7. Insurance and related services associated with Alternative Risk Financing to Two Rivers Housing
- Small and medium-sized enterprises (SME)
- Voluntary, community and social enterprises (VCSE)
Submission
Enquiry deadline
9 February 2026, 12:00am
Submission type
Tenders
Deadline for requests to participate
9 February 2026, 12:00am
Submission address and any special instructions
Tenders may be submitted electronically
Yes
Languages that may be used for submission
English
Award decision date (estimated)
15 July 2026
Award criteria
| Name | Type | Weighting |
|---|---|---|
| Criterion 1 | Quality | 60% |
| Criterion 2 | Cost | 40% |
Other information
Conflicts assessment prepared/revised
Yes
Procedure
Procedure type
Competitive flexible procedure
Competitive flexible procedure description
The procedure will consist a multi stage procurement, covering a conditions of participation stage and three stages contained within the tendering period, allowing for shortlisting of suppliers at each round. The high level weightings apportioned to this procurement are lot-specific.
Contracting authority
Two Rivers Housing
- Public Procurement Organisation Number: PYMZ-8576-DHBJ
Cleeve Mill Ln, Black Eagle Close
Newent
GL18 1DS
United Kingdom
Region: UKK13 - Gloucestershire
Organisation type: Public authority - sub-central government
Other organisation
These organisations are carrying out the procurement, or part of it, on behalf of the contracting authorities.
Gibbs Laidler Consulting LLP
Summary of their role in this procurement: Working on behalf of the contracting authority
- Public Procurement Organisation Number: PGJB-3773-RCMH
The Courtyard, Salters Heath Business Centre, Cold Arbour Road
Sevenoaks
TN13 2BL
United Kingdom
Region: UKJ46 - West Kent