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                                            "description": "The financial ability to deliver the programme, including Insurers with a minimum rating of ‘BBB’ from standard and poor, ‘B++’ from A M best, or an equivalent rating by an independent and reputable credit rating agency and approved by the bidder’s market security committee. In the case of any rating less than A-, the contracting authority will evaluate and accept the nominated insurer(s) at its sole discretion, subject to disclosure and acceptance prior to the ITT bid deadline of the bidder’s market security committee’s latest report, including written recommendation from the bidder’s market security committee."
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                                "title": "Insurance and Related Services Associated with Cyber, as required by Cardiff Community Housing Association Limited ",
                                "description": "Insurance and related services associated with Cyber for Cardiff Community Housing Association Limited. Bidders will be expected to provide a robust policy that addresses Cardiff Community Housing Association Limited's needs.",
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                                "title": "Insurance and Related Services Associated with Terrorism (Pool Re), as require by Cardiff Community Housing Association Limited",
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                                                    "weight": "percentageExact"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "quality",
                                            "name": "Quality",
                                            "numbers": [
                                                {
                                                    "number": 60,
                                                    "weight": "percentageExact"
                                                }
                                            ]
                                        }
                                    ]
                                },
                                "suitability": {
                                    "sme": true,
                                    "vcse": true
                                },
                                "contractPeriod": {
                                    "startDate": "2027-07-01T00:00:00+01:00",
                                    "endDate": "2030-06-30T23:59:59+01:00",
                                    "maxExtentDate": "2032-06-30T23:59:59+01:00"
                                },
                                "hasRenewal": true,
                                "renewal": {
                                    "description": "Cardiff Community Housing Association Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost."
                                },
                                "hasOptions": true,
                                "options": {
                                    "description": "The appointed provider may present options to Cardiff Community Housing Association in advance of commencement or through the duration of the contract. These will be considered in full."
                                }
                            },
                            {
                                "id": "5",
                                "title": "Insurance and Related Services Associated with Terrorism and/or Political Violence (Non-Pool Re), as required by Cardiff Community Housing Association Limited",
                                "description": "Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Cardiff Community Housing Association Limited. Bidders will be expected to provide options outside of the government-backed Pool Re programme.",
                                "status": "active",
                                "value": {
                                    "amountGross": 130000,
                                    "amount": 130000,
                                    "currency": "GBP"
                                },
                                "awardCriteria": {
                                    "criteria": [
                                        {
                                            "type": "cost",
                                            "name": "Cost",
                                            "numbers": [
                                                {
                                                    "number": 40,
                                                    "weight": "percentageExact"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "quality",
                                            "name": "Quality",
                                            "numbers": [
                                                {
                                                    "number": 60,
                                                    "weight": "percentageExact"
                                                }
                                            ]
                                        }
                                    ]
                                },
                                "suitability": {
                                    "sme": true,
                                    "vcse": true
                                },
                                "contractPeriod": {
                                    "startDate": "2027-07-01T00:00:00+01:00",
                                    "endDate": "2030-06-30T23:59:59+01:00",
                                    "maxExtentDate": "2032-06-30T23:59:59+01:00"
                                },
                                "hasRenewal": true,
                                "renewal": {
                                    "description": "Cardiff Community Housing Association Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost."
                                },
                                "hasOptions": true,
                                "options": {
                                    "description": "The appointed provider may present options to Cardiff Community Housing Association Limited in advance of commencement or through the duration of the contract. These will be considered in full."
                                }
                            },
                            {
                                "id": "6",
                                "title": "Insurance and Related Services Associated with Directors and Officers' Liability, as required by Cardiff Community Housing Association Limited",
                                "description": "Insurance and related services associated with Directors and Officers' Liability for Cardiff Community Housing Association Limited. Bidders will be expected provide a programme that robustly addresses the particular needs of Cardiff Community Housing Association Limited.",
                                "status": "active",
                                "value": {
                                    "amountGross": 79000,
                                    "amount": 79000,
                                    "currency": "GBP"
                                },
                                "awardCriteria": {
                                    "criteria": [
                                        {
                                            "type": "cost",
                                            "name": "Cost",
                                            "numbers": [
                                                {
                                                    "number": 40,
                                                    "weight": "percentageExact"
                                                }
                                            ]
                                        },
                                        {
                                            "type": "quality",
                                            "name": "Quality",
                                            "numbers": [
                                                {
                                                    "number": 60,
                                                    "weight": "percentageExact"
                                                }
                                            ]
                                        }
                                    ]
                                },
                                "suitability": {
                                    "sme": true,
                                    "vcse": true
                                },
                                "contractPeriod": {
                                    "startDate": "2027-07-01T00:00:00+01:00",
                                    "endDate": "2030-06-30T23:59:59+01:00",
                                    "maxExtentDate": "2032-06-30T23:59:59+01:00"
                                },
                                "hasRenewal": true,
                                "renewal": {
                                    "description": "Cardiff Community Housing Association Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost."
                                },
                                "hasOptions": true,
                                "options": {
                                    "description": "The appointed provider may present options to Cardiff Community Housing Association Limited in advance of commencement or through the duration of the contract. These will be considered in full."
                                }
                            }
                        ],
                        "lotDetails": {
                            "awardCriteria": {
                                "description": "Each of Lots One, Two, Three, Four, Five and Six will be individually evaluated. A maximum of five Lots will be awarded and a single Bidder may therefore be awarded more than one Lot. The award of each Lot is at the sole discretion of the contracting authority. The contracting authority reserves the right to award contracts combining the following lots, aspects of lots, or groups of lots:  Lots 1-6 will be individually evaluated and multiple awards or non-awards may result. Where the respondee is an insurance Broker, it may choose to place the insurance(s) required within each Lot with different insurers at its discretion, but full details of the risk carrier(s) will be required."
                            }
                        },
                        "documents": [
                            {
                                "id": "future",
                                "documentType": "biddingDocuments",
                                "accessDetails": "To respond to this opportunity, please visit: https://www.delta-esourcing.com/respond/63YJ98VDWX"
                            },
                            {
                                "id": "conflictOfInterest",
                                "documentType": "conflictOfInterest",
                                "description": "Not published"
                            },
                            {
                                "id": "106286-2026",
                                "documentType": "tenderNotice",
                                "noticeType": "UK4",
                                "description": "Tender notice on Find a Tender",
                                "url": "https://www.find-tender.service.gov.uk/Notice/106286-2026",
                                "datePublished": "2026-11-09T14:28:59Z",
                                "format": "text/html"
                            }
                        ]
                    },
                    "language": "en",
                    "extensions": [
                        "https://standard.open-contracting.org/profiles/eu/latest/en/extension.json",
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            ],
            "compiledRelease": {
                "tag": [
                    "compiled"
                ],
                "id": "ocds-h6vhtk-0785f2-2026-11-09T14:28:59Z",
                "date": "2026-11-09T14:28:59Z",
                "ocid": "ocds-h6vhtk-0785f2",
                "initiationType": "tender",
                "parties": [
                    {
                        "id": "GB-PPON-PTQR-5447-WPQL",
                        "name": "Cardiff Community Housing Association (CCHA) Limited",
                        "identifier": {
                            "scheme": "GB-PPON",
                            "id": "PTQR-5447-WPQL"
                        },
                        "address": {
                            "streetAddress": "Tolven Court, Dowlais Road",
                            "locality": "Cardiff",
                            "postalCode": "CF24 5LQ",
                            "country": "GB",
                            "countryName": "United Kingdom",
                            "region": "UKL22"
                        },
                        "contactPoint": {
                            "name": "Jenny Aley",
                            "email": "procurement@gibbslaidler.co.uk",
                            "telephone": "07841 632935"
                        },
                        "roles": [
                            "buyer"
                        ],
                        "details": {
                            "url": "http://www.ccha.org.uk",
                            "classifications": [
                                {
                                    "scheme": "UK_CA_TYPE",
                                    "id": "publicUndertaking",
                                    "description": "Public undertaking"
                                },
                                {
                                    "scheme": "UK_CA_DEVOLVED_REGULATIONS",
                                    "id": "GB-WLS",
                                    "description": "Welsh devolved regulations apply"
                                }
                            ]
                        }
                    },
                    {
                        "id": "GB-PPON-PGJB-3773-RCMH",
                        "name": "Gibbs Laidler Consulting LLP",
                        "identifier": {
                            "scheme": "GB-PPON",
                            "id": "PGJB-3773-RCMH"
                        },
                        "address": {
                            "streetAddress": "1 The Courtyard",
                            "locality": "SEVENOAKS",
                            "postalCode": "TN13 2BL",
                            "country": "GB",
                            "countryName": "United Kingdom",
                            "region": "UKJ46"
                        },
                        "contactPoint": {
                            "name": "Jenny Aley",
                            "email": "procurement@gibbslaidler.co.uk",
                            "telephone": "07841 632935"
                        },
                        "roles": [
                            "procuringEntity"
                        ],
                        "roleDetails": "Acting on behalf of the contracting authority",
                        "details": {
                            "url": "http://www.gibbslaidler.co.uk"
                        }
                    }
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                "buyer": {
                    "id": "GB-PPON-PTQR-5447-WPQL",
                    "name": "Cardiff Community Housing Association (CCHA) Limited"
                },
                "planning": {
                    "milestones": [
                        {
                            "id": "engagement",
                            "type": "engagement",
                            "description": "Cardiff Community Housing Association has produced a PME Summary Presentation Document which provides an introduction to their organisation and risk profile generally. Prospective bidders are invited to share questions in respect of the information shared by Wednesday 21st October 2026. If you would like receive a copy of this presentation, please email procurement@gibbslaidler.co.uk",
                            "dueDate": "2026-10-29T23:59:59+00:00",
                            "status": "scheduled"
                        }
                    ],
                    "documents": [
                        {
                            "id": "096252-2026",
                            "documentType": "marketEngagementNotice",
                            "noticeType": "UK2",
                            "description": "Preliminary market engagement notice on Find a Tender",
                            "url": "https://www.find-tender.service.gov.uk/Notice/096252-2026",
                            "datePublished": "2026-10-12T16:26:06+01:00",
                            "format": "text/html"
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                "tender": {
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                    "legalBasis": {
                        "id": "2023/54",
                        "scheme": "UKPGA",
                        "uri": "https://www.legislation.gov.uk/ukpga/2023/54/contents"
                    },
                    "title": "Insurance and Related Services to Cardiff Community Housing Association Limited",
                    "description": "Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Cardiff Community Housing Association Limited. The financial ability to deliver the programme, including Insurers with a minimum rating of ‘BBB’ from standard and poor, ‘B++’ from A M best, or an equivalent rating by an independent and reputable credit rating agency and approved by the bidder’s market security committee. In the case of any rating less than A-, the contracting authority will evaluate and accept the nominated insurer(s) at its sole discretion, subject to disclosure and acceptance prior to the ITT bid deadline of the bidder’s market security committee’s latest report, including written recommendation from the bidder’s market security committee.\nTo respond this opportunity, please visit the Delta portal at: https://www.delta-esourcing.com/respond/63YJ98VDWX",
                    "items": [
                        {
                            "id": "1",
                            "additionalClassifications": [
                                {
                                    "scheme": "CPV",
                                    "id": "66513000",
                                    "description": "Legal insurance and all-risk insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66514110",
                                    "description": "Motor vehicle insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66515000",
                                    "description": "Damage or loss insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66516000",
                                    "description": "Liability insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66517300",
                                    "description": "Risk management insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66518000",
                                    "description": "Insurance brokerage and agency services"
                                }
                            ],
                            "deliveryAddresses": [
                                {
                                    "region": "UKL",
                                    "country": "GB",
                                    "countryName": "United Kingdom"
                                },
                                {
                                    "region": "UKL",
                                    "country": "GB",
                                    "countryName": "United Kingdom"
                                }
                            ],
                            "relatedLot": "1"
                        },
                        {
                            "id": "2",
                            "additionalClassifications": [
                                {
                                    "scheme": "CPV",
                                    "id": "66513000",
                                    "description": "Legal insurance and all-risk insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66514110",
                                    "description": "Motor vehicle insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66516100",
                                    "description": "Motor vehicle liability insurance services"
                                },
                                {
                                    "scheme": "CPV",
                                    "id": "66518000",
                                    "description": "Insurance brokerage and agency services"
                                }
                            ],
                            "deliveryAddresses": [
                                {
                                    "region": "UKL",
                                    "country": "GB",
                                    "countryName": "United Kingdom"
                                }
                            ],
                            "relatedLot": "2"
                        },
                        {
                            "id": "3",
                            "additionalClassifications": [
                                {
                                    "scheme": "CPV",
                                    "id": "66510000",
                                    "description": "Insurance services"
                                }
                            ],
                            "deliveryAddresses": [
                                {
                                    "region": "UKL",
                                    "country": "GB",
                                    "countryName": "United Kingdom"
                                }
                            ],
                            "relatedLot": "3"
                        },
                        {
                            "id": "4",
                            "additionalClassifications": [
                                {
                                    "scheme": "CPV",
                                    "id": "66510000",
                                    "description": "Insurance services"
                                }
                            ],
                            "deliveryAddresses": [
                                {
                                    "region": "UKL",
                                    "country": "GB",
                                    "countryName": "United Kingdom"
                                }
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                            "relatedLot": "4"
                        },
                        {
                            "id": "5",
                            "additionalClassifications": [
                                {
                                    "scheme": "CPV",
                                    "id": "66510000",
                                    "description": "Insurance services"
                                }
                            ],
                            "deliveryAddresses": [
                                {
                                    "region": "UKL",
                                    "country": "GB",
                                    "countryName": "United Kingdom"
                                }
                            ],
                            "relatedLot": "5"
                        },
                        {
                            "id": "6",
                            "additionalClassifications": [
                                {
                                    "scheme": "CPV",
                                    "id": "66510000",
                                    "description": "Insurance services"
                                }
                            ],
                            "deliveryAddresses": [
                                {
                                    "region": "UKL",
                                    "country": "GB",
                                    "countryName": "United Kingdom"
                                }
                            ],
                            "relatedLot": "6"
                        }
                    ],
                    "value": {
                        "amountGross": 1898001,
                        "amount": 1898001,
                        "currency": "GBP"
                    },
                    "mainProcurementCategory": "services",
                    "aboveThreshold": true,
                    "lots": [
                        {
                            "id": "1",
                            "contractPeriod": {
                                "startDate": "2027-07-01T00:00:00+01:00",
                                "endDate": "2030-06-30T23:59:59+01:00",
                                "maxExtentDate": "2032-06-30T23:59:59+01:00"
                            },
                            "hasRenewal": true,
                            "description": "A programme of General (non-life) insurance and related services for Cardiff Community Housing Association Limited. The programme will require Insurance and related services for risks that may include but not be limited to:\nproperty damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Cardiff Community Housing Association Limited.",
                            "status": "active",
                            "title": "Insurance and Related Services for Property, Legal Liability and other General (Non-Life) Insurable Risks, as required by Cardiff Community Housing Association Limited",
                            "value": {
                                "amountGross": 1400000,
                                "amount": 1400000,
                                "currency": "GBP"
                            },
                            "awardCriteria": {
                                "criteria": [
                                    {
                                        "type": "cost",
                                        "name": "Cost",
                                        "numbers": [
                                            {
                                                "number": 40,
                                                "weight": "percentageExact"
                                            }
                                        ]
                                    },
                                    {
                                        "type": "quality",
                                        "name": "Quality",
                                        "numbers": [
                                            {
                                                "number": 60,
                                                "weight": "percentageExact"
                                            }
                                        ]
                                    }
                                ]
                            },
                            "selectionCriteria": {
                                "criteria": [
                                    {
                                        "type": "economic",
                                        "description": "The financial ability to deliver the programme, including Insurers with a minimum rating of ‘BBB’ from standard and poor, ‘B++’ from A M best, or an equivalent rating by an independent and reputable credit rating agency and approved by the bidder’s market security committee. In the case of any rating less than A-, the contracting authority will evaluate and accept the nominated insurer(s) at its sole discretion, subject to disclosure and acceptance prior to the ITT bid deadline of the bidder’s market security committee’s latest report, including written recommendation from the bidder’s market security committee."
                                    }
                                ]
                            },
                            "suitability": {
                                "sme": true,
                                "vcse": true
                            },
                            "renewal": {
                                "description": "Cardiff Community Housing Association Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost."
                            },
                            "hasOptions": true,
                            "options": {
                                "description": "The appointed provider may present options to Cardiff Community Housing Association Limited in advance of commencement or through the duration of the contract. These will be considered in full."
                            }
                        },
                        {
                            "id": "2",
                            "title": " Insurance and Related Services for Motor Vehicle Risk (possibly including Motor Legal Expenses and Occasional Business Use) for Cardiff Community Housing Association Limited",
                            "description": "Insurance and related services associated with Motor Fleet for Cardiff Community Housing Association Limited. Bidders will be expected to provide cover of items such as but not limited to Motor Legal Expenses, Uninsured Loss Recovery, and OBU Extension.",
                            "status": "active",
                            "value": {
                                "amountGross": 220000,
                                "amount": 220000,
                                "currency": "GBP"
                            },
                            "awardCriteria": {
                                "criteria": [
                                    {
                                        "type": "cost",
                                        "name": "Cost",
                                        "numbers": [
                                            {
                                                "number": 60,
                                                "weight": "percentageExact"
                                            }
                                        ]
                                    },
                                    {
                                        "type": "quality",
                                        "name": "Quality",
                                        "numbers": [
                                            {
                                                "number": 40,
                                                "weight": "percentageExact"
                                            }
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                                    }
                                ]
                            },
                            "suitability": {
                                "sme": true,
                                "vcse": true
                            },
                            "contractPeriod": {
                                "startDate": "2027-07-01T00:00:00+01:00",
                                "endDate": "2030-06-30T23:59:59+01:00",
                                "maxExtentDate": "2032-06-30T23:59:59+01:00"
                            },
                            "hasRenewal": true,
                            "renewal": {
                                "description": "Cardiff Community Housing Association Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost."
                            },
                            "hasOptions": true,
                            "options": {
                                "description": "The appointed provider may present options to Cardiff Community Housing Association in advance of commencement or through the duration of the contract. These will be considered in full."
                            }
                        },
                        {
                            "id": "3",
                            "title": "Insurance and Related Services Associated with Cyber, as required by Cardiff Community Housing Association Limited ",
                            "description": "Insurance and related services associated with Cyber for Cardiff Community Housing Association Limited. Bidders will be expected to provide a robust policy that addresses Cardiff Community Housing Association Limited's needs.",
                            "status": "active",
                            "value": {
                                "amountGross": 69000,
                                "amount": 69000,
                                "currency": "GBP"
                            },
                            "awardCriteria": {
                                "criteria": [
                                    {
                                        "type": "cost",
                                        "name": "Cost",
                                        "numbers": [
                                            {
                                                "number": 40,
                                                "weight": "percentageExact"
                                            }
                                        ]
                                    },
                                    {
                                        "type": "quality",
                                        "name": "Quality",
                                        "numbers": [
                                            {
                                                "number": 60,
                                                "weight": "percentageExact"
                                            }
                                        ]
                                    }
                                ]
                            },
                            "suitability": {
                                "sme": true,
                                "vcse": true
                            },
                            "contractPeriod": {
                                "startDate": "2027-07-01T00:00:00+01:00",
                                "endDate": "2030-06-30T23:59:59+01:00",
                                "maxExtentDate": "2032-06-30T23:59:59+01:00"
                            },
                            "hasRenewal": true,
                            "renewal": {
                                "description": "Cardiff Community Housing Association Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost."
                            },
                            "hasOptions": true,
                            "options": {
                                "description": "The appointed provider may present options to Cardiff Community Housing Association Limited in advance of commencement or through the duration of the contract. These will be considered in full."
                            }
                        },
                        {
                            "id": "4",
                            "title": "Insurance and Related Services Associated with Terrorism (Pool Re), as require by Cardiff Community Housing Association Limited",
                            "description": "Insurance and related services associated with Terrorism (Pool Re) for Cardiff Community Housing Association Limited. Bidders will be expected to provide options affiliated with the government-backed Pool Re programme.",
                            "status": "active",
                            "value": {
                                "amountGross": 1,
                                "amount": 1,
                                "currency": "GBP"
                            },
                            "awardCriteria": {
                                "criteria": [
                                    {
                                        "type": "cost",
                                        "name": "Cost",
                                        "numbers": [
                                            {
                                                "number": 40,
                                                "weight": "percentageExact"
                                            }
                                        ]
                                    },
                                    {
                                        "type": "quality",
                                        "name": "Quality",
                                        "numbers": [
                                            {
                                                "number": 60,
                                                "weight": "percentageExact"
                                            }
                                        ]
                                    }
                                ]
                            },
                            "suitability": {
                                "sme": true,
                                "vcse": true
                            },
                            "contractPeriod": {
                                "startDate": "2027-07-01T00:00:00+01:00",
                                "endDate": "2030-06-30T23:59:59+01:00",
                                "maxExtentDate": "2032-06-30T23:59:59+01:00"
                            },
                            "hasRenewal": true,
                            "renewal": {
                                "description": "Cardiff Community Housing Association Limited will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost."
                            },
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